Get in Touch


0207 100 8787

What is a Bridging Loan?

A bridging loan is a short term loan secured using a legal charge against a property. Bridging loans are usually under 18 months and are for investment purposes only. There are numerous uses for a bridging loan, these can be; Development, Auction purchase, Commercial property, buy to let or refurbishment. 

How long are Bridging Loans?

Usually from 3 – 12months. Although some can be longer.

How fast can a Bridge be arranged?

Fast! Our record is 24 hours from agreement to funds drawn down to the client. Time of course varies on the complexity of the loan.

Can I spread security across assets?

Of course. We can secure across multiple assets.

Do I have to pay interest monthly?

No, you have three options:

  • Retain the interest, which is where the interest is taken off the loan principle at the start. 
  • Partly retained, where some interest is paid up front, the rest at the end of the loan.
  • Finally rolled, where all interest is payable at the end of the term.

What is loan to value (LTV)?

Loan to value is the loan in relation to the value of the asset. So say you have a £1m asset and the loan is £700,000 then this equates to 70% LTV.

Do I need to show proof of income?


Do you lend on leasehold properties?

We do, send details and we will see how we can help.

Do you lend to offshore companies?

Yes, please call or email to discuss further how we can help.

Do you make the lending decisions in house?

Yes, all decisions are made by our in-house credit team. 

I have a development project which i require funding on, will you fund 100% of the build?

Yes, we will, up to a maximum of 65% GDV (Gross Development Value)