Product Highlights

Commercial Bridging

A commercial bridging loan is a short-term funding solution that gives you speed and flexibility when buying, refinancing, or restructuring a commercial or semi-commercial property.

Whether it’s an office, retail unit, industrial site, or a mixed-use building, our bridging loans are designed to help you act fast and secure your plans without delays.

Interest rate: from 0.88% per month

LTV: up to 70%

Minimum loan size: £250,000

Maximum loan size: £3,000,000

Term: 3–24 months

Locations: England, Wales, and Scotland

Interest: Retained or serviced

Security: 1st charge only

  • Who’s it for?

  • Application process

What you can expect from us

Experience that counts

Experience that counts

From retail units to pubs, our team understands the realities of commercial property and how to structure deals that work in practice.
Lending with logic

Lending with logic

Every deal is assessed on its merits, with experienced underwriters applying real-world insight to get your client’s project moving.

Some useful things to know

  • What types of commercial properties do you lend against?

    We consider a wide range, including shops, offices, industrial units, hotels, pubs, restaurants, and large HMOs.

  • Can I use a commercial bridging loan to buy at auction?

    Yes. Bridging loans are well-suited to auction purchases, as they can be arranged quickly to meet the typical 28-day completion deadline.

  • Do you lend to limited companies, partnerships, or individuals?

    Yes, we can lend to individuals, limited companies, and other structures.

  • What’s the difference between a commercial bridging loan and a mortgage?

    A mortgage is long-term finance, often with stricter criteria and slower approval. A bridging loan is short-term and designed to provide fast, flexible access to capital until you refinance, sell, or stabilise the property.