Product Highlights

Commercial Bridging

Commercial opportunities don’t wait - and neither do we. At Glenhawk, bridging is our specialty, and our commercial loans are built to give clients the speed, flexibility, and certainty they need to unlock value.

Whether funding an office acquisition, retail unit, mixed-use asset, or bridging to refinance or sale, we provide a straightforward process, competitive terms, and the expertise to get deals over the line quickly.

Interest rate: from 0.88% per month

LTV: up to 70%

Minimum loan size: £250,000

Maximum loan size: £3,000,000

Term: 3–18 months

Locations: England, Wales, and Scotland

Interest: Rolled or serviced

Security: 1st charge only

  • Product resources

  • Who’s it for?

  • Application process

What you can expect from us

Experience that counts

Experience that counts

From retail units to pubs, our team understands the realities of commercial property and how to structure deals that work in practice.
Lending with logic

Lending with logic

Every deal is assessed on its merits, with experienced underwriters applying real-world insight to get your client’s project moving.

Find your Business Development Manager

Some useful things to know

  • Do you lend on open market value?

    Yes, the basis of our lending is open market value (OMV). We don’t use 180 or 90 day ‘forced sale’ valuations.

  • What types of commercial assets can Glenhawk use as security for the loan?

    We consider a diverse range of commercial uses, including hotels, pubs, shops, nurseries, industrial units, wedding venues, large HMOs, gyms and restaurants.

  • Do you consider commercial assets which are currently vacant?

    Yes, we can interpret our valuer's comments regarding projected rental income to consider the borrower's ability to refinance once the asset is trading.

  • Will Glenhawk lend when the client doesn’t have sufficient trading history?

    Our clients often use our loan term to improve their accounts, restructure/renew leases, or build trading history to meet the requirements of longer-term finance lenders.

  • Can the borrower change the commercial use of an asset while the loan is live?

    Yes, loans are available for borrowers to change the asset use, or split/merge multiple uses, and we can even support the cost of work if planning permission has been granted.

Rate based on qualifying criteria including asset class, LTV, geography, borrower profile. Typical completion time 10–15 working days, subject to valuation, legals, borrower cooperation.