Product Highlights

Structured Real Estate

Our Structured Real Estate finance provides tailored, short-term solutions for complex transactions, combining speed, certainty, and deep market expertise.

We can support residential, mixed-use, Purpose-Built Student Accommodation (PBSA), and co-living schemes across land, refurbishment, and completed assets. Typical scenarios include developer equity release, stabilisation loans, planning amendments, or repositioning an asset for future growth.

Max – min loan size: £5 million – £50 million

Max loan to value: 75%

Term: 3 to 24 months

Interest retention or servicing structured around the borrower’s needs and business plan

Bespoke fees and rates

Individual security packages by negotiation

England, Wales and Scotland

  • Who’s it for?

  • Application process

What you can expect from us

Specialist Expertise

Specialist Expertise

Our team is made up of real estate professionals who understand complex assets, can structure around your client’s commercial goals, and deal with the transaction from start to finish
Deliverability First

Deliverability First

You can expect clear communication, transparent terms, and straightforward answers at every stage of the process.

Some useful things to know

  • What types of property do you lend against?

    We consider a wide range of living-sector assets, including high-value residential, portfolios, Purpose Built Student Accommodation (PBSA), co-living schemes, and mixed-use (where commercial is up to 25% of total value). We can also support land with full planning in London and the South East.

  • What loan sizes do you provide?

    We typically fund transactions between £5 million and £50 million, tailored to your business plan and asset type.

  • What valuation basis do you use?

    We usually lend against the property’s Open Market Value (OMV) rather than restrictive 90- or 180-day values. For portfolios, we can also consider aggregate values.

  • Do you lend to offshore entities?

    Yes, we can lend to offshore structures in locations such as BVI, Cayman, Crown Dependencies, Monaco, Luxembourg, and Switzerland. At least one shareholder, partner, or trustee must have UK residency rights for three years or more.