Certainty of funds when timing is critical for your home move or purchase
Product Highlights
Residential Bridging
Sometimes property opportunities move faster than traditional mortgages. A residential bridging loan is a short-term finance solution that gives you quick access to funds, whether you’re buying a home, investing in a buy-to-let, or covering a temporary cash shortfall.
Interest rate: From 0.70% per month
LTV: Up to 80%
Minimum loan size: £250,000
Maximum loan size: £10,000,000
Term: 3–24 months
Arrangement fee: Up to 2%
Admin fee: Yes
Exit fee: None
Who’s it for?
Residential bridging loans are designed for people who need fast, flexible finance to secure or refinance a residential property. Common scenarios include:
- Homebuyers who need short-term funding while waiting for their long-term mortgage to complete.
- Auction buyers looking to complete quickly and avoid missing out.
- Landlords or investors purchasing or refinancing buy-to-let properties.
- Homeowners bridging the gap between selling their current property and buying their next.
- Developers using equity in one residential property to fund the next project.
Application process
Submit your enquiry and receive an AIP in under an hour. Once accepted, we move straight into underwriting, and instruction of valuations and legal checks run in parallel. With proactive communication throughout, many deals complete in as little as five-to-eight working days - so you don’t just stay in the race - you lead it.
Get in touch at lendingteam@glenhawk.com
What you can expect from us
Support that delivers
You’ll deal directly with an experienced team who understands the residential market and work with you to make deals happen smoothly.
Certainty
We know timing matters. Our streamlined process ensures quick approvals and transparent communication from enquiry to completion.
Some useful things to know
What exactly is a residential bridging loan?
It’s a short-term loan secured against a residential property. It helps you ‘bridge the gap’ until you exit the loan where you might sell the property, refinance with a mortgage, or secure another source of funds.
Can I use a bridging loan to buy a property at auction?
Yes. Auction purchases usually require completion within 28 days, and a bridging loan can provide the speed you need to meet the deadline.
Can I borrow if the property needs work?
Yes, you can still take out a bridging loan. You may choose to fund refurbishment works yourself, or we can talk to you about our refurbishment product if you’d like us to fund the works directly.
Are bridging loans risky?
As with any secured borrowing, your property is at risk if you don’t keep up repayments. Because bridging loans are short-term, it’s important to have a clear repayment or refinance strategy in place before you start.
What people say about us
"We’ve built a fantastic relationship with the team at Glenhawk. They are a proactive lender, and the underwriting process is clear, consistent and straightforward. There is always someone available to speak with when needed. It’s a pleasure working with such a reliable and accessible lender."
Gurgit, BBA Finance
"Dealing with Glenhawk is straightforward, easy and pleasant. I relish the opportunity to submit an application to them and begin work alongside their 5-star underwriting team."
Fergus, Clifton Private Finance
“Fast funding, clear communication, and outstanding service. It was a smooth process from start to finish. I felt supported every step of the way.”
Laurence Mills, Sedulo
"The Glenhawk SRE team were genuinely commercial – they understood the nuances of the deal and built a structure around it rather than forcing us into a box. Their flexibility made the difference in getting it over the line."
Jon, MC Private Finance
"I’ve been dealing with Steve Wrigley at Glenhawk and I cannot stress how helpful and responsive he is. So helpful and swift to respond to any query/question. I would not hesitate to recommend Glenhawk."
Paul Patel, Faulkner O’Connell Financial
"We recently had the pleasure of working with Glenhawk and cannot speak highly enough of the experience—particularly working with Annaliese, who consistently impresses with her proactive, can-do attitude."
Melanie Johnson, Forecast Finance
"Glenhawk are a pleasure to work with – professional, reliable, and refreshingly straightforward."
Callum, Portway Finance
“Glenhawk have always really helped on deals placed, and have gone above and beyond to achieve the best result, in particular on our last completed deal, which was superb! Thanks all.”
Benjamin Carter, Affinity
"What stood out with Glenhawk SRE is the relationship. Chris and the team were approachable, transparent, and solutions-driven – you always feel they’re working with you, not against you, and that’s rare in today’s market."
Jeni Browne, MFB
"Always a pleasure working with Glenhawk - super straightforward, quick to respond, and genuinely supportive."
Chris, LDN Finance