Straightforward finance to unlock the potential in every project
Product Highlights
Refurbishment Bridging
Refurbishment projects move fast - and so do we. At Glenhawk, bridging is all we do, and we’ve built our business around delivering flexible, reliable finance when it matters most. Whether your client is upgrading a buy-to-let, improving a semi-commercial asset, or bridging to sale or refinance, we offer speed, simplicity and expert support at every step.
We fund up to 100% of the refurbishment costs, with day one advances up to 75% LTV (residential) and 70% (commercial), subject to valuation and due diligence).
With AIPs available in under an hour, you can move quickly and deliver confidently.
From 0.74% per month
LTV: Up to 75%
Minimum loan size: £300,000
Maximum loan size: £4,000,000
Term: 3–24 months
Locations: England, Wales, and Scotland
Interest: Rolled or serviced
Security: 1st charge only
Product resources
Who’s it for?
Ideal for clients purchasing or refinancing residential or semi-commercial property where value can be added through refurbishment. Suitable for landlords, investors and developers undertaking light to heavy works prior to sale, rental, or longer-term funding.
Application process
Once you submit an enquiry we aim to issue indicative terms within hours. Upon acceptance, we move swiftly to underwriting, instruct valuation and legals in parallel, and maintain clear communication throughout. With a proactive approach and dedicated support, we can complete deals in as little as five-to-eight working days.
Get in touch at lendingteam@glenhawk.com
What you can expect from us
Smart decisions, fast
We know refurbishment projects move quickly - so do we. Our experienced team makes clear, pragmatic decisions to help you get on site and keep your project on track.
Funding that adapts
Every project is different. We’ll structure finance around your build and exit plan, giving you the flexibility to pivot as the works progress.
What people say about us
"We’ve built a fantastic relationship with the team at Glenhawk. They are a proactive lender, and the underwriting process is clear, consistent and straightforward. There is always someone available to speak with when needed. It’s a pleasure working with such a reliable and accessible lender."
Gurgit, BBA Finance
"Dealing with Glenhawk is straightforward, easy and pleasant. I relish the opportunity to submit an application to them and begin work alongside their 5-star underwriting team."
Fergus, Clifton Private Finance
“Fast funding, clear communication, and outstanding service. It was a smooth process from start to finish. I felt supported every step of the way.”
Laurence Mills, Sedulo
"The Glenhawk SRE team were genuinely commercial – they understood the nuances of the deal and built a structure around it rather than forcing us into a box. Their flexibility made the difference in getting it over the line."
Jon, MC Private Finance
"I’ve been dealing with Steve Wrigley at Glenhawk and I cannot stress how helpful and responsive he is. So helpful and swift to respond to any query/question. I would not hesitate to recommend Glenhawk."
Paul Patel, Faulkner O’Connell Financial
"We recently had the pleasure of working with Glenhawk and cannot speak highly enough of the experience—particularly working with Annaliese, who consistently impresses with her proactive, can-do attitude."
Melanie Johnson, Forecast Finance
"Glenhawk are a pleasure to work with – professional, reliable, and refreshingly straightforward."
Callum, Portway Finance
“Glenhawk have always really helped on deals placed, and have gone above and beyond to achieve the best result, in particular on our last completed deal, which was superb! Thanks all.”
Benjamin Carter, Affinity
"What stood out with Glenhawk SRE is the relationship. Chris and the team were approachable, transparent, and solutions-driven – you always feel they’re working with you, not against you, and that’s rare in today’s market."
Jeni Browne, MFB
"Always a pleasure working with Glenhawk - super straightforward, quick to respond, and genuinely supportive."
Chris, LDN Finance
Find your Business Development Manager
Some useful things to know
What type of work will Glenhawk fund?
We provide funding for cosmetic or structural refurbishment, as well as extensions, loft conversions, changing the asset use, basement conversions, or adding another storey.
How quickly can a refurbishment tranche be arranged?
As soon as our loan is live, the borrower can contact Glenhawk to draw down tranches from the allocated refurbishment facility. Funds are often arranged within 7-10 days.
Will you consider properties which are in poor/derelict condition?
Yes, we will consider assets that are redundant and require significant upgrades, provided the structural integrity is not compromised.
Does the borrower need prior refurbishment experience?
Not necessarily. We consider all experience backgrounds. Where the borrower has limited experience, we will require details of their support team and the contractors engaged for the works.
Does Glenhawk require a Monitoring Surveyor to assess progress throughout the term of the loan?
For smaller schemes, such as loft conversions or single-storey extensions, we often don’t require monitoring. For larger projects, and depending on borrower experience, we will instruct a Monitoring Surveyor to oversee the budget and programme, and to approve funding drawdowns.
Rate based on qualifying criteria including asset class, LTV, experience, geography, borrower profile. Typical completion time 10–15 working days, subject to valuation, legals, borrower cooperation. Indicative AIPs typically within 1 hour during business hours on complete enquiries.