Dependable solutions when you need fast, stress-free access to funds
Product Highlights
Regulated Bridging
Sometimes moving home doesn’t go to plan. Chains break, mortgage offers are delayed, or funds aren’t released in time. A regulated bridging loan is a short-term finance solution designed to help homeowners and buyers move forward without losing out on their property plans.
Interest rate: From 0.61% per month
Loan size: £250,000 to £2,000,000
LTV: Up to 75%
Term: 1–12 months
Arrangement fee: Up to 2%
Admin fee: Yes
Exit fee: None
Product resources
Who’s it for?
Regulated bridging loans are designed for homeowners and buyers who need short-term funding to secure or complete a residential property purchase. They may be right for you if you are:
- Buying a new home but your existing property sale hasn’t completed yet.
- Caught in a broken chain and need temporary finance to keep your move on track.
- Releasing equity from your current home to fund another property.
- Carrying out home improvements before refinancing onto a longer-term mortgage.
Because these loans are secured against your home, they are FCA regulated — giving you additional protections as a consumer.
Application process
Once you submit an enquiry we aim to issue indicative terms within hours. Upon acceptance, we move swiftly to underwriting, instruct valuation and legals in parallel, and maintain clear communication throughout. With a proactive approach and dedicated support, we can complete deals in as little as five-to-eight working days.
Get in touch at lendingteam@glenhawk.com
What you can expect from us
Transparency
We deliver the same speed and flexibility Glenhawk is known for — with the care and compliance regulated deals demand.
Lending with logic
Every deal is assessed on its merits, with experienced underwriters applying real-world insight to get your client’s project moving.
Some useful things to know
What is a regulated bridging loan?
It’s a short-term loan secured against your home (or the home you are buying). Because it involves your primary residence, it is regulated by the Financial Conduct Authority (FCA), giving you extra consumer protection.
When would I use one?
Common reasons include covering a gap in a property chain, buying a home at auction, releasing equity to fund another purchase, or bridging until your longer-term mortgage is ready.
Can I use a regulated bridging loan for refurbishment?
Yes, we can consider home improvement projects on a case-by-case basis, provided the works are mainly cosmetic or non-structural and fit within the loan term.
What are the risks?
As with any secured borrowing, your home is at risk if you don’t keep up repayments. Bridging loans are short-term solutions, so it’s important to have a clear plan for how you’ll repay or refinance at the end of the term.
What people say about us
"We’ve built a fantastic relationship with the team at Glenhawk. They are a proactive lender, and the underwriting process is clear, consistent and straightforward. There is always someone available to speak with when needed. It’s a pleasure working with such a reliable and accessible lender."
Gurgit, BBA Finance
"Dealing with Glenhawk is straightforward, easy and pleasant. I relish the opportunity to submit an application to them and begin work alongside their 5-star underwriting team."
Fergus, Clifton Private Finance
“Fast funding, clear communication, and outstanding service. It was a smooth process from start to finish. I felt supported every step of the way.”
Laurence Mills, Sedulo
"The Glenhawk SRE team were genuinely commercial – they understood the nuances of the deal and built a structure around it rather than forcing us into a box. Their flexibility made the difference in getting it over the line."
Jon, MC Private Finance
"I’ve been dealing with Steve Wrigley at Glenhawk and I cannot stress how helpful and responsive he is. So helpful and swift to respond to any query/question. I would not hesitate to recommend Glenhawk."
Paul Patel, Faulkner O’Connell Financial
"We recently had the pleasure of working with Glenhawk and cannot speak highly enough of the experience—particularly working with Annaliese, who consistently impresses with her proactive, can-do attitude."
Melanie Johnson, Forecast Finance
"Glenhawk are a pleasure to work with – professional, reliable, and refreshingly straightforward."
Callum, Portway Finance
“Glenhawk have always really helped on deals placed, and have gone above and beyond to achieve the best result, in particular on our last completed deal, which was superb! Thanks all.”
Benjamin Carter, Affinity
"What stood out with Glenhawk SRE is the relationship. Chris and the team were approachable, transparent, and solutions-driven – you always feel they’re working with you, not against you, and that’s rare in today’s market."
Jeni Browne, MFB
"Always a pleasure working with Glenhawk - super straightforward, quick to respond, and genuinely supportive."
Chris, LDN Finance
From rate based on qualifying criteria including asset class, LTV, geography, borrower profile. Typical completion time 10–15 working days, subject to valuation, legals, borrower cooperation.
Your home may be repossessed if you do not keep up repayments on your mortgage.
13.0% APRC based on a 12-month loan of £500,000 at a fixed rate of 0.83% per month, Administration fee of £575, Arrangement fee of £10,000, and General Insurance fee of £750.