Reliable funding that keeps complex mixed-use deals moving
Product Highlights
Mixed Use Bridging
We understand the unique opportunities - and complexities - of mixed-use property. Whether you’re purchasing, refinancing or raising capital against a property with both residential and commercial elements, our mixed-use bridging loans are designed to deliver speed, flexibility and certainty.
We assess lending based on open market value, not on restricted sale periods of 180 or 90 days. We consider a broad range of semi‑commercial layouts with flexible split, subject to valuation, planning and exit feasibility.
From 0.75% per month
LTV: Up to 70%
Minimum loan size: £250,000
Maximum loan size: £4,000,000
Term: 3–24 months
Locations: England, Wales, and Scotland
Interest: Rolled or serviced
Security: 1st charge only
Product resources
Who’s it for?
Ideal for clients purchasing or refinancing mixed use properties such as retail units with residential flats above, or other semi-commercial buildings. Perfect for auction purchase, equity release, refurbishment, planning, or term finance.
Application process
Once you submit an enquiry we aim to issue indicative terms within hours. Upon acceptance, we move swiftly to underwriting, instruct valuation and legals in parallel, and maintain clear communication throughout. With a proactive approach and dedicated support, we can complete deals in as little as five to eight working days.
Get in touch at lendingteam@glenhawk.com
What you can expect from us
Understanding complex deals
Our expertise in mixed-use assets means we can navigate the challenges of combined residential and commercial lending with confidence and speed.
Lending with logic
Every deal is assessed on its merits, with experienced underwriters applying real-world insight to get your client’s project moving.
What people say about us
"We’ve built a fantastic relationship with the team at Glenhawk. They are a proactive lender, and the underwriting process is clear, consistent and straightforward. There is always someone available to speak with when needed. It’s a pleasure working with such a reliable and accessible lender."
Gurgit, BBA Finance
"Dealing with Glenhawk is straightforward, easy and pleasant. I relish the opportunity to submit an application to them and begin work alongside their 5-star underwriting team."
Fergus, Clifton Private Finance
“Fast funding, clear communication, and outstanding service. It was a smooth process from start to finish. I felt supported every step of the way.”
Laurence Mills, Sedulo
"The Glenhawk SRE team were genuinely commercial – they understood the nuances of the deal and built a structure around it rather than forcing us into a box. Their flexibility made the difference in getting it over the line."
Jon, MC Private Finance
"I’ve been dealing with Steve Wrigley at Glenhawk and I cannot stress how helpful and responsive he is. So helpful and swift to respond to any query/question. I would not hesitate to recommend Glenhawk."
Paul Patel, Faulkner O’Connell Financial
"We recently had the pleasure of working with Glenhawk and cannot speak highly enough of the experience—particularly working with Annaliese, who consistently impresses with her proactive, can-do attitude."
Melanie Johnson, Forecast Finance
"Glenhawk are a pleasure to work with – professional, reliable, and refreshingly straightforward."
Callum, Portway Finance
“Glenhawk have always really helped on deals placed, and have gone above and beyond to achieve the best result, in particular on our last completed deal, which was superb! Thanks all.”
Benjamin Carter, Affinity
"What stood out with Glenhawk SRE is the relationship. Chris and the team were approachable, transparent, and solutions-driven – you always feel they’re working with you, not against you, and that’s rare in today’s market."
Jeni Browne, MFB
"Always a pleasure working with Glenhawk - super straightforward, quick to respond, and genuinely supportive."
Chris, LDN Finance
Find your Business Development Manager
Some useful things to know
Do you lend on open market value?
Yes. Our lending is based on open market value (OMV). We do not use 180-day or 90-day ‘forced sale’ valuations.
Can you consider properties with residential accommodation above a hot-food takeaway?
Yes, provided the onward lender is also able to consider the asset.
Do you have a limit on the percentage split between residential and commercial accommodation?
No, we consider any accommodation split - assets which are majority residential and assets which are majority commercial.
Will you classify a property as mixed-use if the majority of accommodation is residential?
We have multiple products for mixed-use assets, so predominantly residential properties can benefit from improved pricing.
Do you consider semi-commercial assets which are currently vacant?
Yes. We can take into account the valuer’s comments on projected rental income when assessing the borrower’s ability to refinance once the asset is occupied or trading.
From rate is a fixed rate, and based on qualifying criteria including asset class, LTV, geography, borrower profile. Typical completion time 10–15 working days, subject to valuation, legals, borrower cooperation.