Reliable funding to keep your mixed-use property plans on track
Product Highlights
Mixed Use Bridging
Buying or refinancing a property that combines both residential and commercial space – like a shop with flats above, can be exciting, but it also comes with extra layers of complexity. A mixed use bridging loan is a short-term finance option designed to give you the speed and flexibility you need to make the most of your property plans.
Whether you’re purchasing, releasing equity, refurbishing, or securing funds while arranging longer-term finance, our mixed use bridging loans are built to deliver quick access to capital with clear and transparent terms.
From 0.75% per month
LTV: Up to 70%
Minimum loan size: £250,000
Maximum loan size: £5,000,000
Term: 3–24 months
Locations: England, Wales, and Scotland
Interest: Retained or serviced
Security: 1st charge only
Who’s it for?
Our mixed use bridging loans are designed for people dealing with properties that have both residential and commercial elements. This might include:
- Shops with flats above – ideal if you’re buying, refinancing, or releasing equity.
- Semi-commercial buildings – such as offices with apartments, or restaurants with living space.
- Properties bought at auction – where fast access to funds is essential.
- Refurbishment projects – upgrading or converting mixed use space to add value.
- Short-term holding – while arranging longer-term finance or planning permission.
Application process
Once you submit an enquiry we aim to issue indicative terms within hours. Upon acceptance, we move swiftly to underwriting, instruct valuation and legals in parallel, and maintain clear communication throughout. With a proactive approach and dedicated support, we can complete deals in as little as five to eight working days.
Get in touch at lendingteam@glenhawk.com
What you can expect from us
Understanding complex deals
Our expertise in mixed-use assets means we can navigate the challenges of combined residential and commercial lending with confidence and speed.
Lending with logic
Every deal is assessed on its merits, with experienced underwriters applying real-world insight to get your client’s project moving.
Some useful things to know
What is a mixed-use property?
A mixed use property is one that combines residential and commercial space under one ownership – for example, a retail shop with flats above, or an office building with apartments.
How is a bridging loan different from a standard mortgage?
A bridging loan is short-term finance, designed to “bridge the gap” until you arrange long-term funding or sell the property. Standard mortgages are long-term and can take longer to arrange. A bridging loan gives you speed and flexibility.
How quickly can I get the funds?
Every case is different, but we can issue terms within hours and often complete within days if everything is in place.
What happens at the end of the bridging loan?
You’ll either refinance onto a longer-term mortgage, sell the property, or repay from another source of funds. We’ll discuss your planned “exit strategy” upfront to make sure it’s realistic.
Can I use this loan if the property is currently empty?
Yes, vacant or part-vacant properties can be considered. The valuer’s report will take into account the property’s potential income once occupied.
What people say about us
"We’ve built a fantastic relationship with the team at Glenhawk. They are a proactive lender, and the underwriting process is clear, consistent and straightforward. There is always someone available to speak with when needed. It’s a pleasure working with such a reliable and accessible lender."
Gurgit, BBA Finance
"Dealing with Glenhawk is straightforward, easy and pleasant. I relish the opportunity to submit an application to them and begin work alongside their 5-star underwriting team."
Fergus, Clifton Private Finance
“Fast funding, clear communication, and outstanding service. It was a smooth process from start to finish. I felt supported every step of the way.”
Laurence Mills, Sedulo
"The Glenhawk SRE team were genuinely commercial – they understood the nuances of the deal and built a structure around it rather than forcing us into a box. Their flexibility made the difference in getting it over the line."
Jon, MC Private Finance
"I’ve been dealing with Steve Wrigley at Glenhawk and I cannot stress how helpful and responsive he is. So helpful and swift to respond to any query/question. I would not hesitate to recommend Glenhawk."
Paul Patel, Faulkner O’Connell Financial
"We recently had the pleasure of working with Glenhawk and cannot speak highly enough of the experience—particularly working with Annaliese, who consistently impresses with her proactive, can-do attitude."
Melanie Johnson, Forecast Finance
"Glenhawk are a pleasure to work with – professional, reliable, and refreshingly straightforward."
Callum, Portway Finance
“Glenhawk have always really helped on deals placed, and have gone above and beyond to achieve the best result, in particular on our last completed deal, which was superb! Thanks all.”
Benjamin Carter, Affinity
"What stood out with Glenhawk SRE is the relationship. Chris and the team were approachable, transparent, and solutions-driven – you always feel they’re working with you, not against you, and that’s rare in today’s market."
Jeni Browne, MFB
"Always a pleasure working with Glenhawk - super straightforward, quick to respond, and genuinely supportive."
Chris, LDN Finance