
Case Study • 1 minute read
Navigating Offshore Challenges
Location
London
Loan Amount
£750,000
LTV
65%
Mixed Use
In June, our team assisted a client in securing funding for a mixed-use commercial property in the heart of London. The asset - a ground-floor retail unit with two residential flats above - was valued at £750,000 and presented a valuable investment opportunity. However, the client faced significant time pressure due to the seller’s strict completion deadline.
The Challenge:
Adding to the complexity, the property was being purchased through a Netherlands based offshore company. Thanks to our expertise in working with offshore structures (subject to solicitor due diligence), we were able to proceed without delay.
The Solution:
Our in-depth understanding of cross-border lending requirements - combined with proactive communication between solicitors, the lender, and the client - allowed us to keep the process moving efficiently.
We ensured all due diligence was completed swiftly, with the offshore company structure fully reviewed and approved by the lender’s legal team. Thanks to this expertise, the loan progressed smoothly without unnecessary delays.
The Outcome:
Within the client’s required timeframe, we successfully secured a 65% LTV bridging loan, enabling them to complete the £750,000 purchase on schedule. The transaction not only met the seller’s tight deadline but also allowed the client to capitalise on a prime investment opportunity in the London property market.