Case Study • 1 minute read

Portfolio Refinance

Location

Newcastle

Loan Amount

£4,000,000

LTV

38%

Structured Real Estate

We recently supported a client with a time-critical refinance across a mixed-use portfolio in Newcastle. The borrower had been let down by a previous lender and urgently needed to refinance an existing bridge loan in order to unlock cheaper long-term funding elsewhere in their portfolio.

The facility was secured against a country house with equestrian facilities and surrounding land, alongside two commercial office blocks requiring additional asset management.

Exit:

Asset management and sale/refinance of commercial units, separate refinance of the country house.

The Solution:

We structured a two-year facility with fully retained interest, offering the borrower both stability and time to implement their strategy. The medium-term loan supported multiple planned exit routes, including the refinance or sale of the commercial assets and a separate refinance of the residential element.

The Outcome:

Our quick response and execution allowed the borrower to move forward with confidence and avoid disruption to their broader funding plans. By providing a flexible facility aligned with their timeline and portfolio strategy, we helped unlock value and create a clear path to long-term refinancing.

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