Regulated Bridging: A Strong Outlook for 2026

Regulated bridging has firmly earned its place in today’s residential lending market. What was once viewed as a niche solution is now a dependable, mainstream option for borrowers and brokers navigating time-critical transactions where certainty matters.

Over the past year, our regulated book has grown steadily, reflecting not just increased demand but also the variety of cases coming across our desks. Many of these involve owner-occupier purchases where clients have already exchanged contracts and need certainty that funding will be in place. Others include borrowers looking to downsize or break a property chain, enabling them to move forward with a purchase while managing sale timelines under tight deadlines.

These cases are exactly why regulated bridging is so valuable. It allows borrowers to move with confidence while ensuring that affordability, suitability, and transparency remain at the heart of every decision. For brokers, it’s a reliable way to deliver solutions when traditional lenders can’t meet tight timelines, or when a case doesn’t fit standard lending criteria.

2025 was a strong year for us in this space. The complexity of the cases we’ve supported has grown, and our ability to underwrite quickly and responsibly has made a real difference for clients and brokers alike. Every transaction reinforces the importance of having a partner who can balance speed with compliance.

Looking ahead to 2026, the fundamentals remain the same: property chains will continue to be unpredictable, borrowers’ circumstances will vary, and brokers will need options that offer certainty and clarity. Regulated bridging is uniquely positioned to meet those needs, and we’re confident in its continued relevance.

For us, the key is combining experience with a pragmatic approach. It’s not just about funding deals quickly; it’s about understanding each client’s situation, advising appropriately, and providing brokers with the reassurance that their clients are in safe hands.

Regulated bridging is no longer a fallback. It’s a mainstream, trusted solution, and at Glenhawk, we’re proud to be supporting brokers and borrowers in ways that make a real difference.